A construction-to-permanent loan is a unique financing product that allows home owners the opportunity to finance the construction of a home, and can include the lot financing whether you own the land/home or if you are looking to acquire property.

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Cost factors to consider

One of the questions we commonly hear is “Can I afford to build?” While there are several cost factors to consider, if you’re choosing between renovating your existing home and building new, you may find a new home to be the more cost effective option and the best investment for the future.

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Our Preferred Lenders

We have searched for the most competitive construction-to-perm loan programs in the mortgage industry coupled with excellent service from experienced and qualified local loan officers.

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A photo of a house under construction in framing, looking towards the stairs from the main level

Builder’s Risk Insurance

A Builder’s Risk Insurance policy insures the structure during construction. Policies may include such concerns as property damage, theft, fire or lightning and arson.

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“Trying to build our dream home and make it work financially is of course a challenge. We have appreciated your transparency in walking through the details. Understanding the costs of different options has been so helpful as we try to make all of the pieces of the puzzle fit.”

—Nitin via "Thank You" email

“My husband and I just completed the building of our new house with Classic. I cannot describe how wonderful the experience was. From the very beginning when we were just looking at the lot that we ended up purchasing and building our home on, the team at Classic was incredible.”

—Design Build Homeowner


Let us build a custom home that flawlessly expresses your aspirations and personal style.

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Your next-level home might already be in our award-winning luxury home portfolio.

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Enticed by you, our newest collection of custom designs is now available for select properties.

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We can build your financing confidence too.

Let us take the mystery out of your financial considerations. Our experience, knowledge and resources are yours for the asking.

Begin here.